Effective Date: 01/05/2025

Welcome to Hisapay! These Terms of Service (“Terms”) govern your use of our mobile wallet app, services, and website (collectively referred to as the “Platform”). By accessing or using the Platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you should not use our Platform.

1. Acceptance of Terms

By using Hisapay, you agree to comply with and be bound by these Terms of Service, which may be updated from time to time. We will notify users of any significant changes. It is your responsibility to review these Terms periodically for updates.

2. Eligibility

To use Hisapay, you must be at least 18 years of age, or the legal age of majority in your jurisdiction, and have the legal capacity to enter into a binding agreement. If you are using Hisapay on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

3. Account Registration

To access the features of Hisapay, you must create an account. You agree to provide accurate, complete, and up-to-date information during the registration process. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Use of Services

Hisapay provides various financial services, including mobile wallet solutions, bill payments, money transfers, and other related features. You agree to use the services only for lawful purposes and in accordance with these Terms. You must not use the Platform in any way that could disrupt the services, violate any laws, or infringe on others' rights.

5. Fees

Certain services on Hisapay may be subject to fees. These fees will be clearly disclosed before you complete any transaction. You agree to pay all fees associated with your use of the Platform, and you authorize Hisapay to deduct the applicable fees from your account as necessary.

6. Transactions

Transactions on Hisapay, including but not limited to money transfers, bill payments, and withdrawals, are processed through third-party financial institutions. Hisapay is not responsible for any delays, errors, or issues with these third-party providers. You agree to follow all transaction procedures, and you acknowledge that you may be subject to additional terms and conditions imposed by these third parties.

7. User Obligations

You agree not to:

  • Use the Platform for any illegal, fraudulent, or unauthorized purposes.

  • Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity.

  • Interfere with or disrupt the Platform’s operations or services.

  • Attempt to gain unauthorized access to the Platform or related systems.

8. Privacy and Data Collection

Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using Hisapay, you consent to the collection and use of your data in accordance with our Privacy Policy.

9. Security

While we take reasonable measures to protect your data and transactions, no method of transmission over the internet is 100% secure. You are responsible for securing your account and for all activities that occur under your account.

10. Suspension and Termination

Hisapay reserves the right to suspend or terminate your access to the Platform at any time, for any reason, including but not limited to violation of these Terms or fraudulent activities. You may terminate your account by contacting us through the support channels provided in the app.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Hisapay is not liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use or inability to use the Platform, even if Hisapay has been advised of the possibility of such damages. Our liability is limited to the amount you paid for the specific service in question, if any.

12. Indemnification

You agree to indemnify, defend, and hold harmless Hisapay, its officers, directors, employees, agents, and affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of your use of the Platform, your violation of these Terms, or your violation of any rights of another user.

13. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Any disputes related to these Terms shall be resolved in the competent courts of [Insert Jurisdiction].

14. Dispute Resolution

In the event of a dispute, we encourage you to contact us first to attempt to resolve the issue amicably. If the dispute cannot be resolved, it will be subject to binding arbitration under the rules of the [Insert Arbitration Organization], and you agree to waive your right to a jury trial.

15. Changes to Terms

Hisapay reserves the right to modify or update these Terms at any time. If we make significant changes, we will notify you through the Platform or via email. Your continued use of the Platform after such changes constitutes your acceptance of the updated Terms.

16. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Email: Info@HisaPay.com
Phone: +249922202005
Address: Khrtoum, Sudan

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