These Terms and Conditions ("Terms") govern your use of the Hisapay platform and services. By accessing or using Hisapay, you agree to comply with these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using the Hisapay platform, you agree to comply with these Terms and Conditions and any updates that may be posted from time to time.

2. Eligibility

To use Hisapay, you must be at least 18 years old and capable of entering into a legally binding contract. By using our platform, you represent that you meet these eligibility requirements.

3. Account Registration

You must create an account to use certain features of the Hisapay platform. You agree to provide accurate and complete information during the registration process and update your information as necessary.

4. Privacy and Security

Your privacy is important to us. Please refer to our [Privacy Policy] and [Cookie Policy] for information on how we collect and protect your personal data. You are responsible for maintaining the confidentiality of your account credentials and for any activities under your account.

5. Use of the Platform

You agree to use the Hisapay platform in accordance with applicable laws and regulations. You shall not engage in any activity that could disrupt the platform's functionality or harm other users.

6. Transactions and Services

All transactions made through the Hisapay platform are subject to the terms set by the participating banks and financial institutions. You agree to comply with the terms and conditions of these entities while using the platform.

7. Fees and Charges

Some services on Hisapay may be subject to fees. You agree to pay all applicable fees associated with your use of the platform. The details of these fees will be provided during the transaction process.

8. Termination

We may suspend or terminate your access to the platform if we believe you have violated these Terms. You may also terminate your account at any time by contacting us.

9. Limitation of Liability

Hisapay will not be liable for any indirect, incidental, special, or consequential damages arising out of the use or inability to use the platform. We are not responsible for any loss of data, profits, or damages caused by third-party services.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the country in which Hisapay operates. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

11. Modifications

We reserve the right to modify or update these Terms at any time. Changes will be posted on this page, and your continued use of the platform will signify your acceptance of the updated Terms.

12. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at support@hisapay.com.